TILA-RESPA integrated disclosures (TRID)
Resources to help industry participants understand, implement, and comply with the TILA-RESPA Integrated Disclosure (TRID) rules.
On June 9, 2020, the Bureau released a Factsheet on TRID Title Insurance Disclosures and frequently asked questions on lender credits on the total of payments disclosure, the optional signature line, and separating consumer and seller information.
cfpb_tila-respa_title-insurance-disclosures-factsheetTILA-RESPA Integrated Disclosure FAQs
The questions and answers below pertain to compliance with the TILA-RESPA Integrated Disclosure Rule (TRID or TRID Rule).
Reviewing these questions and answers is not a substitute for reviewing TILA, RESPA, Regulation Z, or its official interpretations (also known as the commentary). The statutes, Regulation Z, and its official interpretations are the definitive sources of information regarding the requirements.
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