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Below you’ll find previous editions of Arizona REALTOR® Voice containing helpful articles and resources to make doing your job and helping your clients easier. Click each date to view the original newsletter and its insightful articles.

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March 28, 2017

  • Renting vs. Buying in a hot Housing Market
  • Unreasonable BINSR Demands
  • International Real Estate Opportunities
  • Legal Hotline
    • Prepaids not Listed in Seller Concession Clause of February 2017 Contract
    • Interest and Insurance Premiums are Loan Costs as Defined in Section 2j

March 21, 2017

  • What’s Making the ADRE Phone Ring? (video)
  • Swanepoel Trend Number 1: Hypergrowth of Teams
  • Meet your New REALTOR® Party Director
  • Legal Hotline
    • Power of Attorney Grants Authority to Sign Real Estate Contracts
    • Seller may not Withdraw BINSR Response After Buyer Accepts

March 14, 2017

  • Totes for Hope Kicks Off at State Convention
  • Who Dominates the Mortgage Market?
  • Turning Tourists Into Home Buyers
  • Legal Hotline
    • Landlord May Hire Property Manager After Lease Execution
    • No Signature Required When No Repairs Requested

March 7, 2017

  • 5 Myths About Canadian Buyers
  • Is There a Standard of Care in Real Estate?
  • Boomerang Buyers Rebound
  • Legal Hotline
    • “As-is” Addendum Not Needed with February 2017 Contract
    • Medical/Dental Records are Protected Under HIPPA Laws

February 28, 2017

  • Governor Signs “Arizona REALTORS®” Bill
  • 8 Most Frequently Asked eSign Questions
  • More Eviction & Post-Eviction Myths
  • Legal Hotline
    • Buyer is not Required to Disclose Appraisal
    • Agent Must Disclose Seller is her Brother-in-law

February 21, 2017

  • Is Your Homebuyer Ready for an HOA?
  • Most REALTORS® Volunteer, do you?
  • Eviction & Post-Eviction Myths
  • Legal Hotline
    • HOA’s Can Lose Enforcement Rights
    • Removal of Contingency Does Not Affect Closing Date

February 14, 2017

  • State Convention Speaker Preview
  • Broker Involvement Program
  • Part 2: Identifying Elderly Client Abuse
  • Legal Hotline
    • Buyer can Cancel When Undisclosed Septic Tank is Discovered
    • Seller may not pay Referral Fee to a Non-Licensed Person

February 7, 2017

  • Mortgage Rate Impact on Monthly Payments
  • Identifying Elderly Client Competency
  • When Pricing a Property, Remember These Tips
  • Legal Hotline
    • Cure Notice Must be Delivered to Buyer Through Agent
    • There is No Obligation to Disclose an Appraisal

January 31, 2017

  • ICYMI: New Ancillary Forms Release Feb. 1
  • Remember to Update zipForm® Templates too
  • Commercial Real Estate Prospecting for 2017
  • Legal Hotline
    • Disclosure of Offers and Terms May Be Provided
    • FIRPTA Applies To Foreign Sellers

January 24, 2017

  • Commercial Real Estate “Green Lighted” for 2017
  • Comparing Down Payments in Arizona
  • Lockboxes on Rentals: Legal, but Unwise
  • Legal Hotline
    • Remote Access Into Vacant Rental Properties
    • Agent Must Recommend Pro Advice Prior to Pre-Possession Agreement

January 17, 2017

  • Body of Former Arizona REALTOR® Found in Kingman
  • Get a Jump Start on 15 Revised Ancillary Forms
  • Arizona REALTORS® Converge on the Capitol
  • Legal Hotline
    • Previous Listing Agent Still Bound By Confidentiality
    • Designated Broker May Appoint Replacement for 30-Days or Less

January 10, 2017

  • REALTOR® Convention: A Breakthrough Event
  • Are Rising Rents a Bellwether for Home Sales?
  • Make the Most of Your realtor.com® Profile
  • Legal Hotline
    • Addenda are Part of the Lease
    • HOA Can Restrict Landlord’s Duty to Mitigate Damages

January 3, 2017

  • Your 2017 President Rings in the New Year
  • Tech Helpline Continues as Valuable Member Benefit
  • Try This Tax Saving App for One Month FREE (video)
  • Legal Hotline
    • HUD Provides Guidelines for use of Equal Housing Logo
    • Recording a Lease Option Is Not Advisable for the Property Owner

December 27, 2016

  • Safeguards Ward Off Fraud
  • New Brokerage? Don’t Forget Your zipForm®
  • Endless Opportunities in the Senior Market
  • LEGAL HOTLINE Will Be Closed Jan. 2

December 20, 2016

  • Season’s Greetings from AAR and ADRE (video)
  • Arizona REALTORS® Adopt a Home
  • Why Social Media Should Reflect Who You Are
  • Legal Hotline
    • Buyer has a Claim Against Seller for Misrepresentation Regarding Repairs
    • Agent Must Disclose Defects About Which They Know or Should Have Known

December 13, 2016

  • Coming Soon: Ancillary Forms Release
  • Outlook on Foreign Investment in Arizona
  • Preview of Veteran-Friendly Loan Application
  • Legal Hotline
    • Short Sale Includes All Recorded Liens
    • Seller Violates RESPA by Dictating Title Company for a Transaction

December 6, 2016

  • How to Make it Rain Money
  • Plant a Seed, Grow a Community
  • When Non-disclosure can be Frightening
  • Legal Hotline
    • All Terms Must be Negotiated
    • Seller Required To Repair Flood Damage That Occurred During Escrow

November 29, 2016

  • Top 5 Legislative Victories for 2016
  • Are You a True Professional?
  • Career-Minded REALTORS® Wanted
  • Legal Hotline
    • Multiple Counter-Offer Does Not Cancel Negotiations
    • Buyer can Cancel if Lender Requires Flood Insurance

November 22, 2016

  • Property Manager Alert: TPT Changes Coming
  • Trending: zipFormMLS-Connect®
  • U.S. Election Could Impact $4M Investments in Arizona
  • Legal Hotline
    • Statute of Frauds Applies for Leases of One Year or More
    • FIRPTA Applies To Foreign Sellers

November 15, 2016

  • Intro to 2017 Residential Resale Purchase Contract
  • 2017 Residential Resale Purchase Contract FAQs
  • General Election Outcomes in Arizona
  • Legal Hotline
    • Buyer May Issue 3-Day Cure if Property not in Same Condition at Time of Contract
    • Seller Must Provide 3-Day Cure Notice if Buyer Doesn’t Give Loan Docs On Time

November 8, 2016

  • Frequently Asked AAR eSign and zipForm® Questions
  • Federal Legal Issues That Impact Transactions
  • Are you Arizona Real Estate Advisory Board Material?
  • Legal Hotline
    • Both Buyer and Seller May Issue a Cure Notice
    • Out-of-State Broker Must Hold Active License to Receive Referral

November 1, 2016

  • Why HOA Reserve Studies are Critical to Buyers
  • How MLS-Connect Saves You Time & Money
  • Understanding New FHA Condo Financing Rules
  • Legal Hotline
    • Tail Clause Exists in Buyer Broker Agreement
    • Buyer May Waive Appraisal Contingency, Proceed With Closing

October 25, 2016

  • Meet AAR’s New 2017 President Paula Monthofer
  • Why You Should Know How a Bill Becomes a Law
  • A World Without AAR: Legal Nightmares (video)
  • Legal Hotline
    • Payoff Must Be Provided Within14 Days
    • More Than One Cure Period Notice May Be Required

October 18, 2016

  • Why We Are Stronger by Association
  • Tech Helpline Nears the End of Its Trial Period
  • Arizona REALTORS® Named Leader of the Year
  • Legal Hotline
    • Commission Rebate Cannot be Tied to a Referral
    • Known Material Facts Must Be Disclosed Even In An “As-Is” Transaction

October 11, 2016

  • How Does the Election Affect Real Estate Business?
  • International Real Estate Update for Arizona
  • Save Money & Time Shopping with Tech Marketplace
  • Legal Hotline
    • Rental Property on Leased Land
    • Brokerage Name Must Be Clear and Prominent on All Advertising

October 4, 2016

  • AAR Fights to Protect Homeowners in HOAs
  • Revving up RAPAC With a Two-Day Rally Ride
  • The Best Time to Invest in AZ Real Estate
  • Legal Hotline
    • Disclosure of Commission Rebate
    • HOA Must Provide Notice of Known Violations Before Closing Date

September 27, 2016

  • AZ Court Looks at Independent Contractor Status of Real Estate Agents
  • ICYMI: Personal Safety Technology
  • How to Show Date/Time or Time Only in AAR eSign
  • Legal Hotline
    • HOA May Restrict Signs In Common Areas
    • Advertising Lists of Properties For Sale Must Contain Name of Brokerage

September 20, 2016

  • 2016 REALTOR® Caucus Highlights
  • Is Your Cell Phone Safety Alert Ready?
  • Disappearing Check Boxes in AAR eSign Docs
  • Legal Hotline
    • When a Contingency is Met, No Addendum is Needed
    • Contract was Formed on Date Acceptance was Delivered

September 13, 2016

  • Missing Person Update: Sidney Cranston, Jr.
  • Test Your Anticipatory Contract Writing Skills
  • Residential Real Estate Marketing Report – August 2016
  • Legal Hotline
    • Acceptance Cannot be Performed Before an Offer
    • Move-In Condition Checklist Within Five Days of Occupancy

September 6, 2016

  • How did Arizona REALTORS® Backed Candidates Do?
  • Why REALTOR® Safety is About More Than Just Us
  • A World Without Professional Development? (video)
  • Legal Hotline
    • Tenant’s Personal Property Does Not Convey in Sale
    • Escrow is Opened When Commercial Contract is Delivered to Title

August 30, 2016

  • Mentoring Your Path to Success
  • What’s Your Backup for zipForm® Plus?
  • Pushing Past Your Fears
  • Legal Hotline
    • Brokerage May Cancel Listings at Owner’s Request
    • Departing Agent May Not Work With Old Clients Unless Brokers Agree

August 23, 2016

  • Arizona REALTORS® Helps Louisiana Flood Victims
  • Aging-in-Place: An Opportunity to Build Business
  • Got Issues After Hours?
  • Legal Hotline
    • Buyer Entitled To Occupy Residence When Deed Is Recorded
    • Residential Tenancy Remains Enforceable Even After Owner Sells Property

August 16, 2016

  • Look for a new AARonline.com soon
  • Residential Real Estate Market Report
  • HOA Sign Laws (video)
  • Legal Hotline
    • HOA’s Can Lose Enforcement Rights
    • HOA May Restrict Signs In Common Areas

August 9, 2016

  • ADRE on S.B. 1193, Industry Partners (video)
  • Bridging the Generational Gap
  • What’s a Social CRM and Why Do I Want One?
  • Legal Hotline
    • BINSR May Continue on Additional Pages
    • Inspection Period Does Not Include Time Seller Must Respond to BINSR

August 2, 2016

  • Primary Ballots are in the Mail. Are you Ready to Vote?
  • Is it a Condo and Why Does it Matter?
  • A World Without Arizona REALTORS® (video)
  • Legal Hotline
    • Appraisal Contingency May Begin Again
    • Seller Must Make Full Disclosure of All Water Damage

July 26, 2016

  • ADRE Commissioner on HOA Conflict Resolution
  • Registration Deadline for Primary is August 1
  • Popular Member Benefit: zipFormMLS-Connect®
  • Legal Hotline
    • Interest Only Okay When Seller Originates Only One Loan in a 12-Month Period
    • Buyer’s Loss of Job Should Be Disclosed

July 19, 2016

  • New Condo Legislation Offers Relief to Homebuyers
  • Words to Avoid Using in Contracts
  • Residential Real Estate Market Report – June 2016
  • Legal Hotline
    • Written Cancellation Required Pursuant to the Contract
    • Trustee Generally has Authority to Sign on Behalf of Trust

July 12, 2016

  • Making Your Website More Accessible
  • ADRE Defines Clear & Prominent ID of Brokers
  • Arizona REALTOR® Nationally Recognized
  • Legal Hotline
    • All Other Terms and Conditions Remain the Same
    • Advertising Should Contain Identity of Brokerage & Agent

July 5, 2016

  • In a World Without Arizona REALTORS® (video)
  • Most Misunderstood Parts of a Purchase Contract
  • Why on Earth Would You Ignore a Call For Action?
  • Legal Hotline
    • Deed Can Be Valid Without Recordation
    • There Is No Maximum Or Standard Commission Rate

June 28, 2016

  • What’s Making the Phone Ring at the ADRE? (video)
  • 3 Things You Must Know When Using zipForm®
  • Frequently Asked Questions About Teams
  • Legal Hotline
    • A/C Must Comply With Municipal Ordinance
    • Offer Cannot Be Accepted After Contract Expires

June 21, 2016

  • Residential Real Estate Market Report – May 2016
  • Arizona’s 52nd Legislature Wrap Up (video)
  • NAR Seeks TRID Changes from CFPB
  • Legal Hotline
    • Listing Agent Must Submit All Offers To Seller
    • Seller May Require A Particular Title Company If Seller Pays Fees

June 14, 2016

  • Ask Your Senators to Work for Future Homebuyers
  • Using DISC Profiles for Real Estate Teams
  • Personal Safety Technology Could Save Your Life
  • Legal Hotline
    • Licensees Must Be Paid Through Their Brokerage
    • Non-Licensed Employee May Collect Basic Demographic Information

June 7, 2016

  • Arizona REALTORS® Respond to SB 1402
  • Residential Real Estate Market Report
  • Broker Beware: Is Business Walking Out the Door?
  • Legal Hotline
    • Actual Knowledge of Criminal Activity Must Be Disclosed
    • Seller Must Provide Insurance Claims History Despite a Death in the Home

May 31, 2016

  • To Rent or Not to Rent: That is the Question
  • Helping Sellers See the Light on Realistic Listings
  • Advocating for Competitive Flood Insurance Rates
  • Legal Hotline
    • Disclosure of Second Purchase Contract Required
    • DB May Report Misconduct to ADRE & Be Absolved of Admin Liability

May 24, 2016

  • Revised Residential Lease Agreement
  • More Perils of Social Media
  • REALTORS® Advance Housing Issues in D.C.
  • Legal Hotline
    • HOA Costs Related to the Transfer or Use of the Property
    • Seller Not Required to Make FHA Repairs

May 17, 2016

  • Make Sure to Use the Most Current Forms
  • Highlights From Legislative Meetings in D.C.
  • REALTOR® Etiquette Starts at Home
  • Legal Hotline
    • Lender is Not a Party to the Contract
    • Seller’s Breach? Buyer May Sue For Damages, Specific Performance Or…

May 10, 2016

  • Who’s the Most Popular REALTOR® on TV?
  • What’s Your Business Worth?
  • The Perils of Social Media
  • Legal Hotline
    • Buyer Must Identify Reasons for Cancellation of a Contract
    • Delivery of Unsigned Email Does not Constitute Contract Acceptance

May 3, 2016

  • REALTOR® Retirement Planning
  • Arizona REALTORS® Help Curb Rate Charge
  • REALTORS® Celebrate with Boys & Girls Clubs
  • Legal Hotline
    • Waste can Occur With Seller Financing
    • Generally, Property Managers Should Return Funds Within 35 Days

April 26, 2016

  • Creating Positive Customer Experiences
  • REALTOR® Party Placemaking Micro-Grants
  • Digital Branding, Marketing & Video
  • Legal Hotline
    • Licensee Must Present All Offers
    • Final Acceptance of Multiple Counter Offers

April 19, 2016

  • Residential Real Estate Market Report
  • Wire Transfer Fraud Scams Are on the Rise
  • zipForm® Renewal Period Now Underway
  • Legal Hotline
    • Surviving Spouse May be Paid Commission in Some Instances
    • Cancellation Must Relate to the Condition of the Premises
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • Listing of a Home Built by an Owner-Builder

April 12, 2016

  • HUD Wary of Criminal-History Bias
  • Giving Great Customer Experience
  • Timesaver: zipForm® MLS-Connect
  • Legal Hotline
    • Dual Agency Is Prohibited If Ownership Interest Exists
    • Seller Must Provide 3 Day Cure Notice If Buyer Does Not Produce Loan Docs On Time
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • Are You Familiar With the “Do Not Call’ Rules?

April 5, 2016

  • Promising Forecast for Arizona Housing
  • How Much Technology is Too Much Technology?
  • Why Size Doesn’t Matter When It Comes to Safety
  • Legal Hotline
    • Personal Property Included in Lease Should be Maintained
    • Previous Fire In Residence Should Be Disclosed To Tenant
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • Residential Lease Owner’s Property Disclosure Statement

March 29, 2016

  • Title Insurance Under TRID
  • Student Debt Impact on Homeownership
  • AZ REALTORS® Get Bookish with Boys & Girls Clubs
  • Legal Hotline
    • Presence of Dwelling Irrelevant to Whether Affidavit of Disclosure is Required
    • If Lender Requires Flood Insurance, Buyer Can Cancel
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • Real Estate Settlement Procedures Act (RESPA) FAQs

March 22, 2016

  • Multi-Gen Housing: Oldest-Newest Trend
  • A Little Knowledge Goes a Long Way
  • Arizona Showcased on World Stage
  • Legal Hotline
    • Fair Housing Law Protects National Origin
    • Professional Office Building Obligated To Make Public Restrooms Accessible
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • Handicap Discrimination Claims

March 15, 2016

  • Residential Real Estate Market Report
  • More Canadians to Sell U.S. Properties
  • Buyer Advisory Update to Launch
  • Legal Hotline
    • Disclosure Report (Public Report) Required When Selling Six or More Parcels
    • Seller Must Sign and Deliver Final Acceptance Section of Multiple Counter Offer Form to Create a Valid Contract
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • New Home Subdivisions

March 8, 2016

  • FREE Videos for Web & Social Media
  • zipForm® Clarifies Purchase Contract
  • Social Media: Weighing Leads vs Risk
  • Legal Hotline
    • Known HOA Violations Must be Disclosed
    • Line 35 of Short Sale Addendum Supersedes Line 18 of Residential Contract
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • FAQs About Seller’s Property Disclosure Statement

March 1, 2016

  • FIRPTA Change Affects Contracts
  • Which Generation Most Likely to Buy
  • Legislative Update for Arizona REALTORS®
  • Legal Hotline
    • Dodd Frank Act Limits Interest Rate in Seller Carryback
    • Listing Broker Under a “Flat Fee” Listing Agreement Should be Identified in the Contract
  • Arizona Real Estate: Professional’s Guide to Law & Practice
    • Procuring Cause Factors

February 23, 2016

  • Resolving Disputes Since 2001
  • Transportation Restrictions Lifting?
  • Improve Your Image in One Simple Step
  • Legal Hotline
    • Unmanned Aerial Vehicles Are Not Allowed For Commercial Purposes
    • Known Material Facts Must Be Disclosed Even In An “As-Is” Transaction

February 16, 2016

  • NEW Real Estate Law Feature Debuts
  • Didjaknow: zipForm® files don’t last forever
  • Industry Partners Get Real about TRID
  • Legal Hotline
    • Generally a Cure Notice Must be Given Before a Party is Entitled to Damages
    • The Day a Cure Notice is Given Not Counted in Computing a Three-Day Cure

February 9, 2016

  • AZ Residential Real Estate Market Report
  • Revised Earth Fissure Maps Released
  • 10 Tips for Effective Buyer Counseling
  • Legal Hotline
    • Expansive Soils in Area Should be Disclosed in Public Report
    • Contiguous Lots Do Not Require a Public Report

February 2, 2016

  • AAR’s 2015 Top 10 Accomplishments
  • TechHelpline Getting Rave Reviews
  • February Form Revisions Released
  • Legal Hotline
    • Deposit of Earnest Money is Curable
    • Notice of Cancellation Based on Appraisal Value Must be Given Within 5 Days…

January 26, 2016

  • REALTOR® Voices Heard at Capitol
  • Online Directories Impact on Real Estate
  • NAR Committee Selection Process
  • Legal Hotline
    • Termites (or Lack Thereof) Are Not Warranted Under Contract
    • Real Estate Licensee Must Comply With Fair Housing Act Even With Personal Residence

January 19, 2016

  • 2015: Good Year for Legislative Affairs
  • Faster Internet Service Impact on Home Prices
  • Young Professionals Networking Events
  • Legal Hotline
    • Broker Must Maintain a Definite Place of Business
    • Real Estate Documents May Be Saved in the Cloud Under Appropriate Circumstances

January 12, 2016

  • REALTOR® Safety a Year Round Concern
  • Subscriptions Tool Helps Sort It Out
  • Putting Faces With Names of AAR Staff
  • Legal Hotline
    • Generally, TV Mounts are Fixtures That Convey With Real Property
    • Secured Lender May Charge No More Than $30 for Payoff Statement

January 5, 2016

  • AAR Tech Helpline is Now LIVE!
  • AAR Officer Election Deadlines
  • Protecting Your Clients’ Info
  • Legal Hotline
    • Electronic Signatures are Acceptable
    • Licensed Contractor Required for Repairs Not of a Casual/Minor Nature

December 29, 2015

  • AAR President Rings in New Year
  • Cybercrime: Data Security Protocols
  • Trademark Compliant?
  • Legal Hotline
    • AAR Forms for Members Only
    • Provided Broker Has No Involvement, Not Required to Maintain File on Agent’s Personal Home Purchase

December 22, 2015

  • Federal Interest Rate Hike Reactions Mixed
  • UPDATED Transaction Privilege Tax (TPT) Guidance
  • Pre- & Post-Possession Agreement Checklists
  • Legal Hotline
    • Landlord Can Limit Occ. to 2 Persons Per BR Without Violating Fair Housing Laws
    • Buyer Has Options When Trees Are Knocked Down After Inspection Period

December 15, 2015

  • Is TRID Delaying Transactions in Arizona?
  • PACE Loans: Do Arizonans Have Anything to Worry About?
  • 5 Reasons to use Photography in Real Estate Listings
  • Legal Hotline
    • HUD Provides Guidelines For Use Of Equal Housing Logo
    • Seller May Not Unilaterally Cancel a Listing Agreement

December 8, 2015

  • Top 10 Questions from the Ask-A-REALTOR® Hotline
  • Emailing Forms Directly Into eSign is Easy!
  • 2015 Broker Claims Survey Results
  • Legal Hotline
    • HOA is Generally Not Entitled to a Copy of a Tenant’s Credit Report
    • Cell Tower Outage Does Not Extend Time to Accept Real Property Offer

December 1, 2015

  • Hot Off the Virtual Press! AAR’s Broker Manager Quarterly
  • Arizona REALTORS® Officer Election Notice
  • Why Lower-Priced Competition is Gaining Share
  • Legal Hotline
    • TRID Does Not Alter The Contract Between The Buyer And Seller
    • Using “Realty” in Team Name Likely Unacceptable to the ADRE

November 24, 2015

  • The Long Term Impact of Giving Back
  • Arizona Registrar of Contractors Licensing Requirements
  • Legal Hotline
    • SPDS Waiver Does Not Eliminate Disclosure Obligations
    • Seller Must Disclose HOA Notices Requiring House to be Painted

November 17, 2015

  • 2016 Member Benefits to Include Tech Helpline Evaluation
  • Stop the Housing Tax Call for Action extended until Nov. 20
  • AAR Forms Separate REALTORS® from FSBOs, Licensees
  • Legal Hotline
    • Uniform Commercial Code (UCC) Does Not Apply To Real Estate Contracts
    • AAR Buyer Contingency Addendum Does Not Change Inspection Period

November 10, 2015

  • 2015 REALTORS® Conference LIVE & Mobile App
  • Saluting Arizona REALTORS® for Their Military Service
  • You Ask, We Respond to “Do Not Call” Questions
  • Legal Hotline
    • Check Do-Not-Call Registry Before Calling FSBO
    • Consider Exceptions to the National Do-Not-Call Registry

November 3, 2015

  • Ask-A-REALTOR® Hotline Opens Tomorrow, Nov. 4
  • Arizona Department of Real Estate Talks TRID with AAR
  • MLSConnect: Your Secret Weapon
  • Legal Hotline
    • Property To Be Conveyed Should Be Specifically Identified
    • Non-Military Job Relo May Not Excuse Performance Of A Real Estate Contract

October 27, 2015

  • Revised HOA Addendum: Greater Disclosure, Better Closures
  • CFAs: From Stopping Patent Trolls to the Housing Tax
  • Ask-A-REALTOR® Hotline Open 9am to 2pm on Nov. 4
  • Legal Hotline
    • Buyer May Bring A Claim After Closing If Seller Refuses To Repair Warranted Items
    • A Residential Tenant Should Complete The Move-In Form As Quickly As Possible

October 20, 2015

  • Call for Action: Stop the Housing Tax!
  • PMI: What is It, How Does It Work, When Can It Stop?
  • Evaluating Brokerages: The Importance of EBITDA
  • Legal Hotline
    • Seller Must Provide Access To Confirm Repairs Have Been Made
    • Inactive Licensee Required to Disclose Status in Advertising

October 13, 2015

  • A Simple Solution to Solar Lease Liability
  • Funds Available to Promote HOME PLUS
  • REMINDER: New Log-in Allows Continuous Access
  • Legal Hotline
    • Purchase Contract Should Address Solar Panels
    • Buyer May Ask for Warranted Item to Be Repaired in BINSR

October 6, 2015

  • Important New Features for AARonline.com
  • Raising Awareness of Arizona REALTORS®
  • AAR Mediation Program Threatened by Rule Changes
  • Legal Hotline
    • Property Manager May Use READE Form As A Tool To Discuss Agency
    • Contractually, Seller Must Repair Warranted Items

September 29, 2015

  • Agent Safety Alert Program (ASAP) Video
  • High Tech Impact on Property Values: Smart Homes
  • Compliance with Fair Housing and Assistive Animals
  • Legal Hotline
    • Documentation May Be Requested For An Assistive Animal
    • A Brokerage Firm May Not Pay A Referral Fee To A Moving Company

September 22, 2015

  • AAR Forms Revised to Ensure New TRID Rules Compliance
  • How to Stay Safe with AAR’s Agent Safety Alert Program
  • Legal Hotline
    • REMINDER: New Closing Disclosure Effective October 3, 2015
    • Revised TRID Compliant AAR Purchase Contract’s Release Date

September 15, 2015

  • Review of AAR Revised TRID Forms
  • *NEW* REALTOR® Safety Video
  • Is Your Client’s Home in a Flood Hazard Area?
  • Legal Hotline
    • If Lender Requires Flood Insurance, Buyer Can Cancel
    • The Buyer Is Entitled To Possession At Closing

September 8, 2015

  • 2015 REALTOR® Caucus Lends an Ear and a Hand
  • 2017 AAR Officer Election Notice
  • Is Office Casual Too Casual for Clients?
  • Legal Hotline
    • Uploading SPDS and Insurance Claims History Report into MLS Does Not Constitute Delivery Per the Contract
    • A Counteroffer is Deemed to be a Rejection of the Original Offer

September 1, 2015

  • Arizona REALTORS® Launches Agent Safety Alert Program
  • Arizona Sinkholes: Disclosure & Liability
  • Disaster Assistance Foundation Helps Victims of Willow Fire
  • Legal Hotline
    • Designated Broker Must Review, Initial Contracts & Listings Within 10 Days of Execution
    • Disclosures Required to Advertise Lots Before Issuance of Public Report

August 25, 2015

  • ADRE on Advertising, Unlicensed Assistants & More
  • Independent Contractors or Employees?
  • Marketing Services Agreements (Update)
  • Legal Hotline
    • Accounting Of Security Deposit May Not Be Required
    • For Sale Sign Need Not Contain Broker’s Phone Number

August 18, 2015

  • Q&A: Buyer’s Inspection Notice & Seller’s Response
  • High Tech Impact on Home Values: Solar Panels
  • CFPB Pilots eClosings with Consumers
  • Legal Hotline
    • Generally Speaking, BINSR Does Not Modify Terms Of Underlying Contract
    • Seller Contractually Required to Provide Paid Receipts for Repairs Made per the BINSR

August 11, 2015

  • ADRE Commissioner Shares Common Compliance Findings
  • AAR Weighs In on ADRE Rules Review Process
  • 2015 Industry Partners Conference Preview
  • Legal Hotline
    • Generally, Transaction Coordinators Can’t Work For Two Separate Brokerages
    • A Buyer Must Honor An Existing Lease After Close of Escrow

August 4, 2015

  • Be Heard in D.C. — All It Takes Is One Click!
  • 2015 REALTORS® Conference & Expo Preview
  • How REALTORS® Protect Arizona Privacy Rights
  • Legal Hotline
    • Risk of Loss Passes at Close of Escrow or Possession, Whichever Comes First
    • The Dominant Property Owner Is Generally Required To Maintain Easement

July 28, 2015

  • High-Tech Impact On Home Values – Part 1
  • Register Now for REALTOR® Caucus 2015
  • Airbnb and REALTOR.com® Seek to Redefine Rent-to-Own
  • Legal Hotline
    • Seller Has Five Days To Cancel Per The Buyer Contingency Addendum
    • HOA Fees Determined By the Nature of the Fee

July 21, 2015

  • AZ Market Improving for First-time Home Buyers
  • The Up and Downside of Short Supply
  • AAR Announces Community Outreach Awards
  • Legal Hotline
    • Tenant Maintains Right to Remove Unwanted Guest
    • HOA’s Can Lose Enforcement Rights

July 14, 2015

  • Call for Action: One Click Can Help Stop Costly Patent Trolls
  • Will Legalizing Gay Marriage Positively Impact Housing?
  • Are You Getting Important Communications from ADRE?
  • Legal Hotline
    • Uploading SPDS and Insurance Claims History Report into MLS Does Not Constitute Delivery Per the Contract
    • If the Cure Period Expires on a Weekend, Buyer Has Until the Next Business Day To Close

July 7, 2015

  • Canadian Homebuyers Investing Heavily in AZ Properties
  • Letters of Intent: Signers Beware
  • For Sellers, Emotions Trump More Money
  • Legal Hotline
    • Seller’s Five-Day Response to the BINSR Begins When Received by Listing Broker
    • Time Period Does Not Include The Day of Act or Event

June 30, 2015

  • TRID Rule Changes to AAR Forms
  • REALTOR® Safety Video #3
  • Court Order releases leases held by Salt River Solar & Wind
  • Legal Hotline
    • Owner of Property May Not Serve As A Dual Agent
    • Buyer May Cancel Within Five Days Of Receipt Of H.O.A. Information


  • AAR President Jim Sexton discusses TILA-RESPA revisions
  • AAR Forms Revised to Ensure TRID Rule Compliance
  • CFPB Resources to Help You Comply
  • Visit AAR’s TILA-RESPA Page for the most up-to-date information.

June 23, 2015

  • AAR Responds to TILA-RESPA Integrated Disclosure Rule Delay
  • NAR Wastes No Time in Responding to DANGER REPORT
  • MARKET REPORT: Boomerang Buyers to Drive Up Phoenix Prices
  • Legal Hotline
    • A Tenant May Park An Unlicensed Vehicle On The Rented Property
    • Buyer Cannot Switch Between Identified Lenders Without Potential Consequences

June 16, 2015

  • AAR eSign Provider Being Integrated Into Real Estate Digital
  • Affinity Fraud found by Freddie Mac
  • Five Online Marketing Priorities of a Top Producer in Real Estate
  • Legal Hotline
    • Dodd-Frank Financing Restrictions Do Not Apply To Investors Who Do Not Reside At The Property
    • The Dodd-Frank Act Does Not Apply To Commercial Transactions

June 9, 2015

  • Minimize Risk By Using Up-To-Date AAR Forms!
  • They Said WHAT About Me?
  • AAR 2017 Elections Notice – Applications Now Open
  • Legal Hotline
    • HOA Is Limited To A $400 Disclosure Fee Even If A Relocation Company Is Involved
    • The Seller May Agree To Reimburse The Buyer For An Appraisal Fee

June 2, 2015

  • The National Association of REALTORS® Addresses Risk Management Issues
  • zipForm® is Expanding Service Hours
  • Arizona REALTOR® Safety Series Featuring Paula Monthofer
  • Legal Hotline
    • Buyer Not Required To Be Represented When Purchasing From Owner/Agent
    • ADRE Does Not Prohibit Serving Alcohol At A Marketing Event

May 26, 2015

  • Representing at the Capitol
  • Up-to-Date on Flood Insurance Changes?
  • Should You Still Be Doing Open Houses?
  • Legal Hotline
    • Tenant Must Provide Reasonable Access For Showing If The Property Is Listed For Sale
    • Purchaser Of Occupied Property At A Sheriff’s Sale Is Entitled To Receipt of Rent During Redemption Period

May 19, 2015

  • One Millennial’s Experience Buying a Home
  • Leadership Returns from DC Meetings with News
  • Don’t Add Confusion to an Addendum
  • Legal Hotline
    • An Unsigned Addendum Does Not Alter The Enforceability Of The Underlying Contract (repost)
    • Seller May Issue A Cure Notice If Buyer Does Not Timely Close (repost)

May 12, 2015

  • More TPT Updates
  • 6 Google Tools That You Should be Using
  • Habitat For Humanity + AZ Gives Day Recap
  • Legal Hotline
    • If in Doubt, Verify the Signature
    • A City May Take Property by Eminent Domain (repost)

May 5, 2015

  • Close of Escrow Changes Coming August 1
  • New Scam Alert – Warn Your Clients!
  • RAPAC Saves REALTORS® from Extra Fees
  • Legal Hotline
    • The Protecting Tenants at Foreclosure Act of 2009 Expired on December 31, 2014
    • Septic Tank Certification May Not Be Required

April 28, 2015

  • New Down Payment Grant for Renters Hoping to Own
  • Interview with Commissioner Lowe: Teams & Assistants
  • RAPAC Helps Save Homeowners Cash & REALTORS® Time
  • Legal Hotline
    • Seller’s Mental Incapacity Must Be Disclosed
    • Restriction on Unlicensed Assistant Discussing Terms and Conditions of Sale (repost)

April 21, 2015

  • Safety Alert & Updates
  • Interview with Commissioner Lowe: Nicknames & DBAs
  • Dispute Resolution and AAR in 2014
  • Legal Hotline
    • Seller Is Obligated to Repair Warranted Items Identified in Inspection Report Incorporated into the BINSR
    • The Lease Document Governs the Disposition of a Security Deposit in a Commercial Lease

April 14, 2015

  • New zipForm Feature: Add Photos to Forms
  • A Baker’s Dozen Risk Management Tips
  • Legal Hotline
    • Commission Is Not a”Closing Cost” under Section 2(j) of the Contract
    • Buyer May File Eviction Proceedings against Seller Who Refuses to Leave after Closing

April 7, 2015

  • Commissioner Lowe Speaks with AAR: HOAs, Landlords & the Association
  • Arizona REALTORS® Save Homeowners $20.2 Million
  • Today is Arizona Gives Day
  • Legal Hotline
    • Pool Gate Latch Is Not a Warranted Item
    • Buyer’s Agent Should Advise Buyer That Seller May Not Move out Timely

March 31, 2015

  • REALTOR® Safety: Showing Homes
  • Brokers: 5 Reasons Motivating with Money Won’t Work
  • Arizona Gives Day + Habitat for Humanity
  • Legal Hotline
    • The Buyer Contingency Addendum Provides the Buyer May Cancel and Receive a Return of the Earnest Money If His Property Did Not Sell by the Specified Date
    • Recording a Lease Option Is Not Advisable for the Property Owner

March 24, 2015

  • eSign Archive Feature is Live
  • Conquer the World with a Referral Army
  • AZ Law Sponsored by REALTORS® Protects Your Rights
  • Legal Hotline
    • CC&Rs are Enforceable Even if There Is No Homeowner’s Association
    • Broker’s Cannot Pay a $50 Reward for New Clients (repost)

 March 17, 2015

  • Anti-Deficiency Protection + AAR
  • Housing for Community Outreach – We Need Your Help!
  • South Mountain Freeway + Your Sellers
  • Legal Hotline
    • No Anti-Deficiency Protection after Foreclosure of Commercial Office Building (repost)
    • Limitations of Anti-Deficiency Statutes (repost)

March 10, 2015

  • The State of Commercial Real Estate – Phoenix Multi-Family
  • 27 Reasons Your Can’t Miss Spring Convention
  • NAR Benefits Update
  • Legal Hotline
    • BINSR Response Times Are Critical
    • Buyer’s Failure to Act during the Three Day Cure Period Allows the Seller to Cancel the Contract

 March 3, 2015

  • Arizona REALTOR® Safety Series
  • Legal Hotline Announcement
  • Your Voice at the Capitol in Action
  • Legal Hotline
    • HOA’s Escrow Cancellation Fee Violates Arizona Statute
    • Games of Chance or Risk, Such as Lotteries and Contests, Are Not Appropriate Incentives for Marketing

 February 24, 2015

  • Emailing Direct to  eSign
  • First Quarter 2015 Broker/Manager Quarterly
  • 5 Tips to Make You More Productive Today
  • Legal Hotline:
    • A Property Manager Must Disburse Funds as Directed by the Parties
    • Homeowner should not complete page three of the HOA Addendum

 February 17, 2015

  • 7 Ways Your Closing Gifts Backfire
  • AAR Scholarships Making an Impact on Our Community
  • HOA Addendum Webinar
  • Legal Hotline
    • HOA Lien Extinguished Upon the Foreclosure by the First Position Lienholder
    • The AAR Contract Requires a Claims History for Only the Property Being Sold

 February 10, 2015

  • Are You Getting the Most Out of zipForm®?
  • RESPA Do’s and Don’ts for Marketing Service Agreements
  • rCRMS: Claims & Remedies
  • Legal Hotline
    • Homeowner Responsible for Completion of HOA Addendum
    • A Residential Tenant Must Allow The Home To Be Shown On A Reasonable Basis With At Least 48 Hours Notice

February 3, 2015

  • Why Sellers Need an SPDS
  • Managing and Setting Expectations With Clients
  • Tenants Are No Longer Protected After Foreclosure
  • Legal Hotline
    • The HOA Cannot Charge Fee For Disclosure Documents Until Close of Escrow
    • Death In The Home Need Not Be Disclosed

January 27, 2015

  • Be Careful How You Market
  • Revised HOA Addendum Live Next Week
  • Don’t Forget Your 1099
  • Legal Hotline
    • A Designated Broker Is Responsible To Reasonably Supervise Agents Licensed With The Brokerage Firm
    • Joint Marketing Is Permissible As Long As All Real Estate Service Providers Pay Their Pro-Rata Share

January 20, 2015

  • TPT Update for Property Managers
  • Stay Away From Drones – For Now
  • 2015 REALTOR® Day at the Capitol Recap
  • Legal Hotline
    • A Residential Tenant Must Allow The Home To Be Shown On A Reasonable Basis With At Least 48 Hours Notice
    • Unmanned Aerial Vehicles are not Allowed for Commercial Purposes

 January 13, 2015

  • REALTOR® Day at the Capitol
  • Viral Video Generates Appraisal Questions
  • eSign Customization Options
  • Legal Hotline
    • There Is No Maximum Or Standard Commission Rate (reshare)
    • Text Message May Be An Acceptable Means Of Communication In A Transaction (reshare)

January 6, 2015

  • Transaction Privilege Tax – More Updates!
  • Can you Predict the Future? 2015 Economic Forecast
  • New Offer from AAR – Book Bundle
  • Legal Hotline
    • Arizona Residential Landlord and Tenant Act Governs Short-Term Leases
    • Property Manager Must Maintain Records for Three Years

 December 30, 2014

  • A special holiday message from AAR

 December 23, 2014

  • The Importance of Accurate and Effective Communication
  • AAR eSign: A Valuable Member Benefit
  • Legislative Victory for REALTORS®
  • Legal Hotline
    • Buyer is Not Entitled to Return of Earnest Money
    • The Real Estate Agency Disclosure and Election Form is Not Required by Law

 December 16, 2014

  • No More FHA Insured Mortgages for Recently Flipped Homes
  • Attention Property Managers: TPT Update
  • Does Your Website Showcase Your Professionalism? Get your .REALTOR domain today.
  • Legal Hotline
    • New Closing Disclosure Not Effective Until August 2015
    • HOA’s Restriction on For Sale Signs is Unenforceable

December 9, 2014

  • Avoid a RESPA violation with your marketing services agreement
  • How a bill becomes a law
  • New zipForm® features: better auto-population, enhanced auditing!
  • Legal Hotline:
    • RESPA Is Violated If Title Company Pays Brokerage For Each Transaction Closed
    • IRS Requires Reporting of Cooperative Commissions

December 2, 2014

  • President’s Message: 2015 is upon us—Are you ready?
  • Welcome to 2015 Local Association Presidents!
  • To Rent or Not To Rent—Handling short-term holiday rentals
  • Legal Hotline
    • Licensed Contractor Required for Repairs That Are Not of a Casual or Minor Nature
    • Propane In Tank Typically Conveys With Title

November 25, 2014

  • Save the date: REALTOR® Day at the Capitol Luncheon!
  • Reminder: EPA rule requires certified renovators
  • AAR Elections Reminder
  • Legal Hotline
    • Agency: Agent Should Not Represent Buyer If They Hold An Ownership Interest In The Property
    • Contracts: Seller Required To Repair Flood Damage That Occurred During Escrow

 November 18, 2014

  • Planning to practice real estate in 2015?
  • NAR 2014 Conference Update
  • REALTOR® Party National Election Results
  • Legal Hotline
    • Landlord/Tenant:  Mutual Cancellation After Drug Arrest Terminates Tenancy
    • Contracts: Seller May Not Remove Refrigerator Where It Is Identified As Personal Property Included In The Contract

 November 11, 2014

  • Arizona REALTORS® Salute Our Veterans and Troops
  • REALTOR® Party 2014 Election Results
  • Introducing the new zipLogix Community!
  • Individual Arizona REALTORS® can receive money for their community projects – deadline approaching
  • Legal Hotline
    • Contracts:  Financing Contingency Expires Three Days Before The Close Of Escrow
    • Commissions: Agent May Receive A Fee If Licensed At The Time The Service Was Rendered

November 9, 2014

  • Call to Action Alert!  Mortgage Forgiveness Tax Relief Act & Terrorism Risk Insurance Program Reauthorization Act of 2014
  • NAR Residential Economic Issues & Trends Forum
  • Preview to REALTOR®-tested technology companies introduced at NAR meetings

October 28, 2014

  • The 2014 General Election Voter Guide
  • Marketing Services Agreements Under The Microscope
  • The Valley Of The Sun Market Report – Mixed Signals
  • Get Your .REALTOR Domain Before It Is Too Late
  • How To Get Organized with Evernote: A Follow-Up Webinar to Answer Your Questions
  • Legal Hotline
    • Lender May Rent Space In Brokerage Firm Provided It Pays Fair Rental Value
    • Buyer May Cancel “As Is” Transaction During Inspection Period If Warranted Item Is Deemed Unsatisfactory

October 21, 2014

  • The 2014 General Election Voter Guide
  • How to Use LinkedIn: 6 Steps to Career Success
  • 6 Open House Mistakes To Avoid
  • The Voice for Real Estate 9: Move Acquisition, Drones
  • Legal Hotline
    • Offer Cannot Be “Accepted” After It Expires
    • An Agent Should Not Represent A Family Member In A Dual Agent Transaction

October 14, 2014

  • The 2014 General Election Voter Guide
  • .realestate Top-Level Domain (TLD) FAQ
  • Interest Rate Increasing On Fannie Mae’s Standard Modification Program
  • Do You Live In A Smart Town?
  • Legal Hotline
    • Actual Knowledge Of Criminal Activity In The Neighborhood Must Be Disclosed
    • Repairs Costing More Than $1,000 Must Be Done By A Licensed Contractor

October 7, 2014

  • Real Estate Advertising Rules & Guidance
  • Using Google Alerts To Stop Rental Scams
  • The Importance Of On The Job Safety
  • Discounted Commercial Forms: Another Member Benefit
  • Money Magazine Ranks Phoenix #2 On The “Best Big-City Bargains” List
  • Legal Hotline
    • A Group Home For Handicapped Persons Is Covered By The Fair Housing Act
    • Buyer And Seller May Not Change Commission Terms Without The Broker’s Consent

September 30, 2014

  • This Month, AAR General Counsel Scott Drucker, Esq. Answers Your Questions
  • Introduction To The Referral Fee Agreement
  • Referral Fee Agreement FAQs
  • The Valley Of The Sun Market Report – Price Trumps Location!
  • SAAR’s Young Professionals Network Raises $10,080 for RAPAC
  • Legal Hotline
    • Provided The Broker Has No Involvement, It Is Not Required To Maintain A File On An Agent’s Personal Home Purchase
    • Joint Marketing Is Permissible As Long As All Real Estate Service Providers Pay Their Pro-Rata Share

September 23, 2014

  • AAR Releases 2014 Endorsements for Governor and Legislature
  • Expanded Coverage For Market Reports Is Coming
  • Five Ways To Use Video To Boost Your Real Estate Business
  • How Did SEVAR Raise $22,000 For RAPAC In One Night?
  • RAPAC Local Association Major Investors
  • Legal Hotline
    • Seller Is Entitled To Earnest Money Where Buyer Failed To Timely Provide Unfulfilled Loan Contingency
    • Spa Heater Is A Warranted Item That Must Be In Working Condition At Close Of Escrow

September 16, 2014

  • Your Top Ten Reasons To Become A Champion!
  • Arizona REALTOR® Officer Election Notice
  • zipForm® Tips Using zipFormMLS-Connect®
  • HOPE NOW and Home Affordable Modification Programs
  • Legal Hotline
    • Landlord Not Entitled To Damages If A Replacement Tenant Is Found Immediately
    • Broker’s Duty Does Not Include Assisting In A Title Dispute Years After Close Of Escrow

September 9, 2014

  • RAPAC Champions Are You Ready To The The Charge?
  • 3 Ways to Use a BPO to Grow Your Real Estate Business
  • September is REALTOR® Safety Month
  • Flood Hazard Area Information
  • Arizona Broker/Manager Quarterly Summer 2014
  • Legal Hotline
    • Landlord Not Entitled To Damages If A Replacement Tenant Is Found Immediately
    • Broker’s Duty Does Not Include Assisting In A Title Dispute Years After Close Of Escrow

September 2, 2014

  • 2014 REALTOR® Caucus – Register Today
  • Arizona REALTOR® Magazine Update
  • Valley Of The Sun Market Update July
  • How to Research the Presence of a Community Facility District
  • The Federal Housing Administration Announces New Rules
  • Is That Tax Deductible?
  • zipForm Synchronization Tip
  • Legal Hotline
    • Air Conditioner For Garage Is Warranted Item
    • Advertising Must Identify The Brokerage Involved

 August 26, 2014

  • AAR’s Primary Election Endorsements
  • Out-of-State Buyers: Where Do They Come From?
  • 5 Ways to Attract Out of State Buyers
  • What You Need to KNow About the dot REALTOR® Domain
  • Can the City Eliminate Your Roadway Access?
  • RAPAC Champions Are You Ready To Lead The Charge?
  • Legal Hotline
    • A Buyer May Communicate Intent To Cancel Based On An Inspection Via Email
    • Buyer May Waive The Appraisal Contingency And Proceed With Closing

August 19, 2014

  • Early Ballots Are Out
  • Beware of Pocket Listings
  • eSign Tips – Trouble With Invitation or Notification Receipts
  • The Valley Real Estate Market: Everything is Relative
  • RAPAC Champions Are You Ready To Lead The Charge?
  • Legal Hotline
    • Residential Month-To-Month Tenancy May Be Terminated By Either Party Without Cause
    • Referral Fees May Be Paid To Out Of State Brokers Provided They Are Licensed In Their Home State

August 12, 2014

  • Early Ballots Are Out
  • Arizona REALTORS® Dialog with ADRE on Commissioner’s Rules Revision Request
  • The Use of Drones Is Still Up In The Air
  • 20+ Low-Price, High-Impact Real Estate Marketing Ideas
  • Do You Like A Challenge?
  • Legal Hotline
    • Offer Cannot Be “Accepted” After It Expires
    • An Agent Should Not Represent A Family Member In A Dual Agency Transaction

 August 5, 2014

  • What The Recovering Arizona Economy Means to REALTORS®
  • The 2014 Primary Election Voter Guide
  • Can A Lender Require You to Obtain Flood Insurance Above the Amount Required by Federal Law?
  • Get Organized With Evernote
  • Legal Hotline
    • Landlord Forcing A Tenant To Install A Pool Barrier Could Be A Fair Housing Violation
    • Buyer May Cancel “As Is” Transaction During Inspection Period If Warranted Item Is Deemed Unsatisfactory