Floods are the most common and widespread of all natural disasters. Heavy monsoon storms, which are common in Arizona, can produce flash flooding in rivers, washes and other areas where rainwater flows.  They can occur with little or no warning and reach full peak in only a few minutes.

The City of Phoenix can help REALTORS® identify whether a property is located in a special flood hazard area and if elevation certificates are available. Contact the Floodplain Management Section at 602-262-4960.  Floodplain Management, located in Phoenix City Hall, 200 W. Washington St, 5th Floor, Phoenix, AZ 85003-1611, is open weekdays from 8am until 5pm. In Tucson, visit the Development Services Department website (under Engineering Forms) or come by the department in person at the Public Works Building, 201 N. Stone – First Floor, Tucson, AZ 85701. Flagstaff residents can visit www.flagstaffstormwater.com (click on Floodplain) or call 928-779-7650 x7213 for help.

Homeowners should be aware of the importance of flood-proofing and insuring a flood-prone home.  To protect a home from flood losses, homeowners can purchase flood insurance through the National Flood Insurance Program. Homeowner’s policies do not cover flood damage. Owners should contact an insurance agent for information on flood insurance.

About the Author

Michelle Lind

K. Michelle Lind, CEO of Arizona REALTORS®, is also an attorney, State Bar of Arizona board certified real estate specialist, and the author of Arizona Real Estate: A Professional’s Guide to Law and Practice. Please note that this article is of a general nature and may not be updated or revised for accuracy as statutory or case law changes following the date of first publication. Further, this article reflects only the opinion of the author, is not intended as definitive legal advice and you should not act upon it without seeking independent legal counsel.