These agencies include:

Information about refinancing

In a situation where there is more debt owing against a property than the property’s value, the lender may agree to allow the property to be sold for less than the loan amount Short Sale Addendum to the Residential Resale Real Estate Purchase Contract, to assist in a short sale transaction. For more information, see NAR’s Field Guide to Short Sales

Deed-in-lieu of Foreclosure

The lender may allow a homeowner to “give back” the property. This option may not be available if there are other liens recorded against the property. For more information, go to

Be Aware of Predatory “Rescue” Scams

Homeowners worried about foreclosure may be susceptible to predatory “rescue” scams such as:

Remember, if it sounds too good to be true, it probably is. Report suspected scams to the Department of Financial Institutions at fraudline@azdfi.gov.

The information contained herein was compiled from the following sources:

Eviction or mortgage foreclosure assistance

Hope Now

Neighbor Works America

Homeownership Preservation Foundation

My Money Management

AZ Law Help