Legal

Foreclosure, REO & Liens

REO Packages

• REOs and the Code of Ethics
• REOs and Legal Issues
• REOs and Practical Transactions Tips

Articles

• REO Trash-Out Issues (September 2010)
• Don't Let Mold - or Other Defects - Poison Your Real Estate Career (May 2010)
• BPO Basics (March 2010)
• Is an Easier REO Possible? (October 2009)
• Loan Defaults & Deficiencies
• Consumer Foreclosure Assistance Links
• Congress Enacts Unprecedented Federal Tenant Protections (June 2009)
• Q&A: Short Sales, Foreclosures and Loss Mitigation (June 2009)
• Buying Foreclosed Homes: Deal or No Deal? (April 2009)
• How to Boost Your Income with REO Properties (April 2009)
• Insuring Your REO Business – Risk and Reward (April 2009)
• Look Before You Leap into REOs (April 2009)
• The Mechanics of the Commercial Real Estate Broker Lien Law (Posted: May 2001 - Reviewed: April 2007)
• REO Reality Check – 10 Tips to Get Your REO Offers Accepted and Closed (April 2009)
• REO Transactions (April 2009)
• IRS Provides Tax Information on Home Foreclosure (April 2009)
• Arizona Properties in Foreclosure – The Process, Opportunities, Roadblocks and Pitfalls for REALTORS® (June 2007)
• REO Business-Risk & Reward - By Lisa Robinson, CIC

Legal Hotline

• Legal Hotline Q&A: Loan Modifications

Resources - Arizona

• AAR Podcasts: Foreclosures and REO Properties
• Arizona Attorney General: Foreclosure Resource Center
• Arizona Department of Financial Institutions: Foreclosure Help
• Arizona Department of Housing
• Arizona Foreclosure Prevention Task Force
  If you wish to provide your clients with a copy of the workbook, please seek permission by contacting Cheri Horbacz at cheri@dbtaz.org. By contacting Cheri this will also insure that you are giving your clients the updated copy of the workbook. Thank you!
• Arizona Mortgage Trouble Assistance - 877-448-1211
• Field Guide to Arizona Foreclosure Help-Line
• IRS Foreclosure Q&A
• Maricopa County Community Legal Services - 602-258-3434, 800-852-9075
• Neighborhood Housing Services of Phoenix, Inc. - 602-258-1659
• Office of the Arizona Governor
• Rescue Foreclosure: 602-682-3410

Resources - General

• AAR Consumer Information – Foreclosure
• Federal Deposit Insurance Corporation
• Homeowner’s HOPE Hotline - 888-995-HOPE
• HUD Guide to Avoiding Foreclosure
• NAR Brochure: Learn How to Avoid Foreclosure and Keep Your Home
• NAR Field Guide: Foreclosures
• NAR Legislative Issue Brief: Tenant Protection Provisions in Public Law 111-22 (PDF)
• REALTOR® Magazine: Foreclosure Quiz
• Helping Families Save Their Homes Act of 2009