Consumer Information

Buyer and Seller Resources, Financing, Professional Services

Buyer/Seller Resources

Disclosure, negotiating terms, financing, inspection, legal documents... buying a home is an intimidating, complex process. Are you ready? Read the information below, then call a REALTOR® to help make your transaction as smooth as possible.

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Financing

How much mortgage can you afford? What kinds of mortgage loans are available? Where can you get help with down payments? There are numerous federal, state, county, and city programs for buyers in almost every situation. Learn to talk "mortgage talk" - escrow, title, appraisals, closing costs, points - and become a informed

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Find a Professional

Looking for a real estate professional, but not sure where to start? How can you be sure the person you're hiring is qualified to do their job? Membership in a professional association often requires ongoing education and members are held to higher standards of practice and ethics. Several organizations will allow you to search their membership for professionals in your area.

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Foreclosure

Guidance for homeowners facing foreclosure.

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Resources for Renters Shocked by Foreclosure Notice!

If your lease includes verbiage that requires the Landlord agree to keep all loan payments current, if a Notice of Trustee’s Sale is posted on the front door the landlord will be in breach of the lease and the tenant may be able to cancel the lease and have the deposits returned.

• The City of Phoenix Neighborhood Services Department – 602.262.7210
• Community Legal Services – 602-258-3434

Landlord/Tenant

Who do you call when you have a problem? Your rights and obligations as a landlord or tenant are defined by many different laws and statutes. The following resources will help you find the answers to your questions.

• Residential Landlord and Tenant Act
  Arizona Revised Statutes Title 33, Chapter 10.  updated with laws effective September 19, 2007.
• Tenant Rights, Laws and Protections
  Arizona - Fair housing questions? Contact Neighborhood Services Department at 602-256-3517
• Arizona Supreme Court - Residential Evictions for Nonpayment of Rent
• Arizona Supreme Court's Self Service Center Website
• Tenant Resource Directory

A Buyers' and Sellers' Guide to Multiple Offer Negotiations

A helpful guide for buyers' and sellers' to understand presenting and negotiating multiple, competing offers to purchase the same property.

Read the Guide

Fair Housing

The Fair Housing Act and other federal and state laws have been enacted to guarantee equal housing opportunities for all Americans. These laws prohibit discrimination in housing on the basis of race, color, religion, sex, national origin, disability, and familial status. Arizona Attorney General If you think you have been discriminated against in a real estate transaction, find out who to contact and what your options are.

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• Arizona Attorney General
  If you think you have been discriminated against in a real estate transaction, find out who to contact and what your options are.
• Community Connections
• National Fair Housing Advocate Online
• The Fair Lending Guide Page
• HUD's Fair Housing/Equal Opportunity Web Page
• A comprehensive guide to housing and mortgage for people with disabilities

Mortgage Fraud Resources

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Pool Barrier Information

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Realtor.com

REALTOR.com puts real estate listings for millions of homes for sale at your fingertips in regions across the United States and Canada.

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HouseLogic

HouseLogic is a free source of information and tools that can help you make smart and timely decisions about your home.

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Homeownership Matters

Homeownership is an enduring part of the American dream. Find out why it pays to support responsible homeownership.

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